Your home is the largest and most important investment you’ll make in your lifetime, and Paramount Insurance Services in Sweetwater, TN wants to help you protect it. Allow us to take the worry and hassle out of researching and purchasing insurance. We represent many of the top insurance companies in the nation, so we’re confident we’ll find the coverage that’s right for you! We highly recommend bundling homeowner’s insurance with your auto and life to save even more. An umbrella policy is also recommended to assist in any additional liability issues.
Basic Home, Renters, and Rental Insurance Coverages
If damaged by a covered cause of loss, Dwelling Coverage pays to repair or rebuild your home.
Other Structures Coverage
Detached structures like garages, fences, and sheds on your property can be covered if damaged by a covered cause of loss.
Personal Property Coverage
Your personal items such as furniture, clothing, and electronics can be covered if damaged by a covered cause of loss.
Loss of Use Coverage
If a covered cause of loss means that your home can’t be lived in, this coverage provides additional housing and living expenses while repairs are being made.
If you or a household family member is responsible for causing injury or damage to other people or their property, coverage can be available to pay for the injury or damage. This can include guests who are injured on your property. Additionally, coverage can be provided for legal defense for injury or damage to others.
Fair Rental Income Coverage
Helps pay the rental income you would otherwise lose if your rental becomes uninhabitable due to a covered loss and your tenants have to move out. You can keep the money coming in for up to 12 months while the unit is being repaired or rebuilt.
Premises Medical Protection
This type of coverage can help pay for reasonable and necessary medical expenses if someone is injured in an accident on your rental property.