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Automotive Insurance
At Paramount Insurance Services, we offer comprehensive automobile insurance for just about anything on two or four wheels. We have several different plans depending on your state and coverage needs. one of our agents will be happy to discuss what plan is best for you.
We also insure:
• Classic Cars
• Boats, RVs & Trailers
• Motorcycles and Scooters
Contact Paramount Insurance Services today to speak to an agent and learn more about our automotive insurance options and protect your vehicle today.
We also insure:
• Classic Cars
• Boats, RVs & Trailers
• Motorcycles and Scooters
Contact Paramount Insurance Services today to speak to an agent and learn more about our automotive insurance options and protect your vehicle today.
Basic Auto Insurance Coverages
Auto insurance is a type of insurance policy that provides financial protection for vehicles and their owners in case of accidents, theft, or damage. It typically covers various risks, including liability for injuries or damage to others, medical expenses, and damage to the insured vehicle itself.
Bodily Injury and Property Damage Liability
Liability covers damages to someone’s property, or if you injure somebody in an accident you caused. This insurance will also provide legal defense should you be sued as a result of the accident.
Required limits in the state of Tennessee are 25/50/15, which covers:
• $25,000 of bodily injury per person
• Up to $50,000 per accident
• $15,000 for property damage coverage
Required limits in the state of Tennessee are 25/50/15, which covers:
• $25,000 of bodily injury per person
• Up to $50,000 per accident
• $15,000 for property damage coverage
Uninsured Motorist and Underinsured Motorist
This insurance provides coverage for you, your passengers, and your vehicle in the event of injury or damage is caused by another party who carries insufficient or no liability insurance.
Collision
This optional coverage pays for damages to your vehicle if you’re in an accident. This coverage is typically required if you have a loan on or are leasing your vehicle
Comprehensive Coverage
Comprehensive coverage pays for damage to your vehicle resulting from events other than collision, such as theft, fire, windstorm, etc. If you have a loan on or are leasing your vehicle., this is often required.
Medical Payments
This coverage provides immediate medical payments to you, your passengers, and other parties regardless of who is at fault.
Additional Coverages
We offer towing, labor, temporary replacement vehicles, and loan/lease ‘gap’ coverages.
