Homeowners
Insurance
Protect your home and family from natural disasters, unforeseen forces and general mishaps that happen around the house. Our coverage is extensive by default. Our agents will also give you tips on how to protect your property from potential damage.
We specialize in:
• Homeowners Insurance
• Renters Insurance
• Flood Insurance
• Insurance for Fire & Smoke Damage
Contact Paramount Insurance Services today to speak to an agent and learn more about our different homeowners insurance and coverage options.
We specialize in:
• Homeowners Insurance
• Renters Insurance
• Flood Insurance
• Insurance for Fire & Smoke Damage
Contact Paramount Insurance Services today to speak to an agent and learn more about our different homeowners insurance and coverage options.
Homeowners Insurance
Home insurance, also known as homeowners insurance, is a policy designed to protect homeowners from financial losses related to their property and belongings. It typically covers several key areas:
Dwelling Coverage
If damaged by a covered cause of loss, Dwelling Coverage pays to repair or rebuild your home.
Other Structures Coverage
Detached structures like garages, fences, and sheds on your property can be covered if damaged by a covered cause of loss.
Personal Property Coverage
Your personal items such as furniture, clothing, and electronics can be covered if damaged by a covered cause of loss.
Loss of use Coverage
If a covered cause of loss means that your home can’t be lived in, this coverage provides additional housing and living expenses while repairs are being made.
Liability Coverage
If you or a household family member is responsible for causing injury or damage to other people or their property, coverage can be available to pay for the injury or damage. This can include guests who are injured on your property. Additionally, coverage can be provided for legal defense for injury or damage to others.
Fair Rental Income Coverage
Helps pay the rental income you would otherwise lose if your rental becomes uninhabitable due to a covered loss and your tenants have to move out. You can keep the money coming in for up to 12 months while the unit is being repaired or rebuilt.
Fair Rental Income Coverage
Premises Medical Protection
This type of coverage can help pay for reasonable and necessary medical expenses if someone is injured in an accident on your rental property.
Speak to an Agent.
Contact us today to make an appointment.
