Auto Insurance

For most, driving is essential to get to work, school, and other functions, which makes it important to protect you and your vehicle. Paramount Insurance Services in Sweetwater, TN works with many reputable auto insurance companies to give you options that fit your needs and budget. If bundled with our other services, such as homeowners, life and umbrella, we can help you save even more money and provide you and your family with peace of mind.

Auto Insurance Sweetwater TN

Basic Auto Insurance Coverages

Auto Damage Coverage Sweetwater TN

Bodily Injury and Property Damage Liability

Liability covers damages to someone’s property, or if you injure somebody in an accident you caused. This insurance will also provide legal defense should you be sued as a result of the accident.

Required limits in the state of Tennessee are 25/50/15, which covers:

• $25,000 of bodily injury per person
• Up to $50,000 per accident
• $15,000 for property damage coverage

Uninsured Motorist Insurance Coverage Sweetwater TN

Uninsured Motorist and Underinsured Motorist

This insurance provides coverage for you, your passengers, and your vehicle in the event of injury or damage is caused by another party who carries insufficient or no liability insurance.

Collision Insurance Sweetwater TN

Collision

This optional coverage pays for damages to your vehicle if you’re in an accident. This coverage is typically required if you have a loan on or are leasing your vehicle.

Comprehensive Insurance Coverage Sweetwater TN

Comprehensive

Comprehensive coverage pays for damage to your vehicle resulting from events other than collision, such as theft, fire, windstorm, etc. If you have a loan on or are leasing your vehicle., this is often required.

Medical Payments Coverage Sweetwater TN

Medical Payments

This coverage provides immediate medical payments to you, your passengers, and other parties regardless of who is at fault.

Towing Coverage Sweetwater TN

Additional Coverages

We offer towing, labor, temporary replacement vehicles, and loan/lease ‘gap’ coverages.

For a team you can trust to find you the right personal or business policy at an affordable price, choose Paramount Insurance Services. For more information about the services we provide, please contact us at 423-337-5092. We look forward to working with you and your family!