Umbrella Insurance

Umbrella insurance is a type of liability insurance that’s added to your existing policies and covers a higher limit. Our team at Paramount Insurance Services in Sweetwater, TN can help you find an umbrella policy that can protect your assets from unforeseen circumstances. Policy coverage starts at $1 million and can increase depending on your needs. Contact our team to add an umbrella policy to your auto or homeowners insurance policy today.

Umbrella Insurance Sweetwater TN

How Does Umbrella Insurance Work?

If your auto policy provides $250,000 in liability coverage, and you, your spouse or your children are involved in an accident with someone who successfully sues you for $750,000, you are responsible for coming up with the remaining $500,000. With the correct umbrella policy, the umbrella liability will kick in right where your auto insurance policy ended to help cover the remaining balance. Otherwise, you would be responsible for $500,000.

For a team you can trust to find you the right umbrella insurance policy at an affordable price, choose Paramount Insurance Services. For more information about the services we provide, please contact us at 423-337-5092. We look forward to working with you and your family!